Go on living in your little bubble, but the movie does mention red-lining, in the form of “reverse red-lining.” Deliberately targeting bad loans with ridiculous terms to “those people.” Hey, as the folks in the Wells Fargo loan office have been documented to say, they are just Mud People, right?

Still go ahead and blame an anti-discrimination low from 1977 which had nothing to do with _borrowers_ but with _neighborhoods_ if it makes you feel better. (Ironic that you mention Bankster tools like Clinton and Frank, who indeed share a huge part of the blame, but of course in the dittohead trance that they are some kind of socialists rather than stooges of Big Finance. Of course, you don’t mention Phil Gramm, the head stooge. However, since your understanding of economics is “Whatever Rush Limbaugh tells me,” that’s not surprising. )