credit cards

I Love Living Debt Free!

By, Melissa Alvarez Since I can remember, I have never been a person who liked owing money to anyone. However, I learned a good lesson in college about owning a credit card.The only debt I’ve ever had was credit card debt, and this started in college. The reality is that most 18-19 year olds don’t [...]

September 25, 2009 0 comments CLICK HERE TO READ THE FULL ARTICLE →

Debt-Free Doesn’t Equal Deprivation

By, Nicole Crimaldi The title of this post is a wild concept to me, but after g-chatting with a dear friend of mine the other day, I know it’s true. My best friend (who we will call “Financial Diva”) somehow manages to always look fabulous, pay rent in her great Streeterville apartment AND have a [...]

September 23, 2009 3 comments CLICK HERE TO READ THE FULL ARTICLE →

Getting Ready for “Don’t Go Over in October”-5 Thoughts about Women and Spending

By, Nicole Crimaldi Hey Career Gals (and Guys)! The end of September is upon us, which means I have some planning (and spending) to do before the “Don’t go Over in October” challenge begins on October 1. Thanks, in part, to “Don’t go Over in October” participant and star-blogger Leah Pogliano’s awesome post, I decided [...]

September 21, 2009 1 comment CLICK HERE TO READ THE FULL ARTICLE →

Ms. Career Girl Presents: The “Don’t Go Over in October” Spending Detox Challenge

By, Nicole Crimaldi Thanks to my admitted love of all things fabulous, I’ve decided it’s time to get out of my comfort zone with money. Last month, I took the time to get a little more intimate with my mint.com account and noticed that my spending was out-of-control, especially in certain non-necessity categories… Therefore, I’m [...]

September 15, 2009 13 comments CLICK HERE TO READ THE FULL ARTICLE →

Ramit Says: What do you NOT care about spending money on?

By, Nicole Crimaldi If you’re like most twentysomething females, balancing your personal finances is sometimes a tough job.  Not only do we have the normal expenses of food, rent and utilities,we have the temptation of fabulous beauty and fashion products looming over our heads.  In Ramit Sethi’s book, “I Will Teach You to be Rich,” there [...]

August 27, 2009 1 comment CLICK HERE TO READ THE FULL ARTICLE →

How is Your Credit Score Determined?

35% Payment History (paying on time). Notice that paying on time is the single largest factor in computing your credit score. If you are likely to forget to pay your bills on time, set everything up on auto-debit! This is super important! 30% How much you owe vs. how much credit you have available. If [...]

March 30, 2009 1 comment CLICK HERE TO READ THE FULL ARTICLE →

Checking in on Your 2009 Goals and $10 a Day

So it’s already February, and I have to ask:  how are those New Years’ Resolutions and 2009 goals going?  Most people fall off the wagon 6 weeks into the New Year.  Don’t let it be you!   Most of us (me included) set goals to get financially AND physically fit this year.  It’s not as [...]

February 11, 2009 3 comments CLICK HERE TO READ THE FULL ARTICLE →

Beware of the Newest Credit Card Game

ABC’s Good Morning America aired an interesting segment today about credit card companies that are looking at the places people shop to determine credibility.  So for example, if the credit card company’s data shows that a high percentage of people who shop at XYZ Store don’t pay their bills on time, some companies are using this as [...]

January 28, 2009 2 comments CLICK HERE TO READ THE FULL ARTICLE →

Financial Makeover Week 1: Getting Started and The Truth About Minimum Payments

This is the part where you get on the scale and face that scary number. This is also the part of the makeover where you learn Albert Einstein’s definition of insanity: “Insanity is doing the same thing over and over again and expecting different results.” This week your job is to gather all of your [...]

December 29, 2008 0 comments CLICK HERE TO READ THE FULL ARTICLE →