credit score

Should Your Credit Score Be Fair Game for Potential Employers?

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A note from Nicole Thanks to Dave Thomas for his timely and relevant post that hits home for me in a few ways. 1. I’ve had to get my credit checked as a stimpluation of employment during a job interveiw process.  I got the job and worked there for almost 3 years, but the whole [...]

September 14, 2011 4 comments CLICK HERE TO READ THE FULL ARTICLE →

Warning: FreeCreditReport.com Isn’t Free

By, Ashley Crimaldi In case you haven’t heard, The Federal Trade Commission (F.T.C.) is going after company Experian (the geniuses behind FreeCreditReport.com, and those clever commercials) for misleading Americans into believing FreeCreditReport.com’s credit report services were actually free of charge. In actuality, users are prompted to enter their credit card information before receiving their credit [...]

November 5, 2009 1 comment CLICK HERE TO READ THE FULL ARTICLE →

How Much House Can You Afford?

By, Nicole Crimaldi Considering buying your first home in the next few years? If so, there are several things to think about well before you begin house hunting with your realtor. The most important question to begin with is, how much house can I afford? Most lenders require that the mortgage applicant does not exceed [...]

September 29, 2009 0 comments CLICK HERE TO READ THE FULL ARTICLE →

How is Your Credit Score Determined?

35% Payment History (paying on time). Notice that paying on time is the single largest factor in computing your credit score. If you are likely to forget to pay your bills on time, set everything up on auto-debit! This is super important! 30% How much you owe vs. how much credit you have available. If [...]

March 30, 2009 1 comment CLICK HERE TO READ THE FULL ARTICLE →

Beware of the Newest Credit Card Game

ABC’s Good Morning America aired an interesting segment today about credit card companies that are looking at the places people shop to determine credibility.  So for example, if the credit card company’s data shows that a high percentage of people who shop at XYZ Store don’t pay their bills on time, some companies are using this as [...]

January 28, 2009 2 comments CLICK HERE TO READ THE FULL ARTICLE →