Saving Money While Living in the Most Expensive US States

pursuing a career in the United States.

The USA is a big place and where you choose to live can have a major effect on your outgoings. The most expensive states, including California, Washington D.C. and Hawaii, remain attractive, however, because of everything they offer their residents.

So, if you don’t mind paying a little extra for the finer things in life, there are plenty of reasons to move to some of the US’s more pricey areas. However, not everything has to cost you an arm and a leg. By finding savings here and there, you can still save money while living in the country’s most expensive places.

Spend sensibly in the Golden State

With exciting startups in Silicon Valley, cultural icons in Hollywood and 840 miles of beautiful coastline, it isn’t difficult to understand why almost 40 million Americans call California their home.

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However, the state isn’t all sunshine and rainbows and anyone moving here from elsewhere in the US may find their living expenses greatly increase. House prices, in particular, can come as a shock, with homes often valued at two-and-a-half times the national average.

When looking to purchase a property in an expensive area, the best way to save money is to seek professional advice. By having extensive knowledge of the market and current economic climate, local experts can save you thousands of dollars. California Mortgage Advisors, for example, have branches all over the state and are able to offer money saving guidance as well as loans.

 Fine dining in Washington D.C.

Although not technically a state, the federal district of Washington D.C is one of the more expensive parts of the US to live in. The US capital may be most closely associated with politics, but it also has a burgeoning food scene that is as expensive as it is delicious.

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As with other parts of the US, looking outside of the usual tourist traps and established eateries is a great way of getting fantastic food at more affordable prices. Check out recently opened restaurants using local city guides in order to experience top quality food before word gets around and prices go up.

Washington D.C was recently voted the Restaurant City of the Year, which means that it is host to a wide variety of outlets. By doing some local research, you should be able to hunt down a local bargain.

Exploring paradise in Hawaii

You can’t put a price on the kind of picturesque views on offer in Hawaii and, fortunately, you don’t have to.

One of the great ways to get value for money in this state, and many others in the USA, is by making the most of its natural beauty. Why not go snorkeling in some of the island’s glorious bays, or enjoy a long walk on the beach as the sun sets? Some of Hawaii’s national parks are also free on national holidays, so you can make the most of the state’s volcanic landscape without spending a penny.


Although the cost of living in some of the US’s most expensive areas can sometimes seem daunting, there are affordable experiences out there. They may require a bit of hunting for, but they are certainly worth it.



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