3 Creative Ways To Fund Your Side Hustle

So you have this killer idea for a side gig that you’re really excited about.  And you’ve done a bit of research, so you’re pretty sure it will pay off financially once it’s up and running.  But the problem is that your bank account never seems to have enough left over at the end of the month to make it possible.  What do you do?

In today’s world, your local bank won’t even talk to you.  You really don’t want to hit up Mom and Dad for a loan.  And the typical small loan businesses usually charge super high interest rates.  It’s time to take a breath, step back, and come up with some creative ways to fund your side hustle.  Here are three you may not have thought of.


This age-old way of creating money by not having to spend it isn’t used as much as it once was.  But it’s a great way to get what you need by trading your product or service.  For example, suppose your idea is for a unique new sporting product.  You need professional photos or video so you can promote it.  Who knows, maybe that’s your clincher for getting a spot on Shark Tank?

You approach professional photographers or video professionals and offer a trade.  They provide what you need, and you give them product, now or when it’s in full production.  Alternatively, if you need a lot of work done, offer them one or two percent of your new venture.  This is your chance to practice that Shark Tank pitch!


We all know this ugly word.  Usually, it’s been bad news when a company decides to cut and trim expenses and jobs.  But you can use the concept to cut and trim and create funds out of your existing budget.  Of course, this means some sacrifice.  Just remember that sacrifice is a common theme to many highly successful entrepreneurs.

So you may have to ditch the Starbucks.  And dinner might be rotating entrees of Mac and Cheese and Top Ramen.  But in the long term that’s a small price to pay for making your dreams a reality.  And it’ll be part of your story:  “When I was starting out . . .”

Selling Your Stuff

I have too much stuff.  Most likely, you do, too.  We’re creatures that sometimes act like little raccoons, gathering all our little shiny objects.  When I look around at all the s**t I’ve gathered,  I frequently have urges to just sell it all and be free in a whole new way.  But that’s another story.

On a more realistic note, you’ve got things you just don’t need or use.  Those skis you haven’t used in 4 years?  They’re worth money.  Craigslist is a great way to find them a new home.  Got jewelry that’s been sitting around and you never wear it?  Sell your jewelry and raise some serious cash.   When it comes to going after your passions and dreams, nothing should stand in your way.  So even that huge car payment could be traded for something that just gets you from point a to b.

fund your side hustle

Find A Way To Fund Your Side Hustle

I have my own stories of “when I was just starting out.”  They remind me of how far I’ve come and that making a sacrifice is what got me here.  If you’ve got a dream, remember that it’s your future you’re talking about.  Use a little creative thinking and find a way to make it happen.

Images: Main Alonzo

Linda Allen

I'm a serial entrepreneur, with a resume that makes me look like a Jane of all trades. Pretty sure we are all reluctant Messiahs, travelling through life planting seeds where ever we can. Hopefully, most of mine have been good ones! MA from Miami University (Ohio, not Florida), BA from Cal State.

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