Adulting 101: How To Save Like A Responsible Adult
Nobody said it was easy.
No one ever said it would be this hard.
These lyrics from Coldplay’s Scientist truly express how every adult feels about adulting! Saving money is easier said than done. Anyone who has started earning would attest to this statement with all his/her heart.
Does your salary account get drained sooner than expected?
Are you left wanting for money halfway through the month?
Fear not, we have just what you need: Money advice for women.
Here are a few tips, tricks and financial advice for women on saving money and how to spend it judiciously. Since most of the transactions today are done online so this article will predominantly feature ways to save money online.
Beginning the list of financial tips for women, we have:
Keeping track of the product price
Using chrome extensions, apps or shopping lists that help you track the price of your desired product. Thus providing you the time frame when the product is at a low (relatively) price. For eg. camelcamelcamel or ebates for tracking prices of your desired products.
Next on the tips to save money from salary,
Mobile wallets to the rescue
With the wide scale popularity of cashless transactions and mobile wallets like Paytm Wallet and Freecharge Wallet, it’s time to make the switch from paying via cards to mobile wallet payment. No transaction charges, faster hassle-free payment and frequent discounts/deals and cashback offers. This is where the money saving tip, strikes gold. Saving money efficiently and conveniently. What’s not to like?
Visit coupon sites regularly
Visit coupon sites regularly to find out latest deals and offers on various products of your need. They update regularly, almost on a daily basis. So unless you have subscribed to their alerts it would be wise to visit those sites before making a purchase. And subscribe to the alerts (via chrome extensions if the site offers any) if you already haven’t, because that will keep you posted about the cheapest deals and you wouldn’t want to miss out on that!
Recharge and banking online
Save money on mobile recharge (or DTH/Data Card) using mobile wallets like Freecharge and Paytm. Avoid any extra transactions as is the case of paying by cards. These mobile wallets most often have tie ups with the merchants and hence no extra transaction other than the purchase cost.
Mastering use of multiple promo codes
What’s better than one coupon code? Why, multiple coupon codes!
You can use more than one promo code or deal when purchasing products online.
But you have to be a little careful. Say you have a 20% off and a voucher of $5, make sure you use the 20% off before cashing in the voucher! Keep these tricks in mind while using multiple discounts.
Use price comparison sites
The era of blindly buying a product without comparing prices is long gone.
Save more on products by comparing and finding where the cheapest deal is at.
Try Google Shopping to compare prices before making the purchase.
Efficiently using social media
Most of the retailers and online e-commerce merchants post discounts and deals on their official Facebook pages first. So, start following and liking those Facebook pages, if you already haven’t.
Proper utilization of email
Last but definitely not the least, among the ways for women to save money is proper usage of email to save more. Most of these coupon sites and online retailers continue to send you mails and newsletters every time they launch any new discount or deal. So keep your inbox chatter free and take care not to trash any of the discounts that come your way.
You might also receive discounts if you have any item pending in your cart thus pushing you to buy it. One more thing you could try out is using multiple email IDs for multiple coupon/promo codes.
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