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MoneySelf
Home›Self›Money›Female Tips For How to Overcome the Urge to Spend Your Paycheck at the Place You Work

Female Tips For How to Overcome the Urge to Spend Your Paycheck at the Place You Work

By Maria Bashi
Jul 12, 2016
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Women in particular have this problem where they like to work in places that spark their interest. This might mean a retail store, this might mean an antique store, this might mean a bookshop. The stories are all the same. It’s pretty miserable working in a place that doesn’t interest you whatsoever, so women often wind up working in their favorite clothing store or in the places where they know a lot about what is being sold.

This means that there is more opportunity to buy the retail that is on the shelves because you already love everything about it and there was something about it that drew your soul in and convinced you to apply for a job in the first place.

If you’re in this boat and have the temptation to purchase half of your paycheck worth of merchandise every two weeks, here are things you can do to curb that urge:

vintage-ice-cream-parlor-pretty-young-woman-vintage-polka-dot-dress-37647

Set A Limit

First thing’s first. If you don’t have a budget in place or a limit set for how much you can buy every two weeks, you’re going to get yourself into trouble. Impulse buying, rewarding as it is, is a problem when you go home and realize that you can’t pay your bills.

The first step to resisting the urge to spend is to set a limit for yourself. Don’t cut yourself off completely. This won’t work. Instead, give yourself say, $50 a paycheck, or whatever is reasonable and doable to you and only allow yourself to spend that much.

Hold Things For A Set Amount of Time Before Purchase

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In addition to holding yourself accountable and setting financial limits for yourself, it’s good to set a precedent to make yourself put things on hold that you’re interested in for a certain amount of time before purchasing them. You might want something for a moment, and you might want something for a week, but if you can make yourself stop the impulse buying and place something on hold for a week or two before you purchase, you’ll be more likely to love and wear or use whatever it is you end up buying.

Pay Attention to How Customers Are Reacting to the Product

It’s easy to waste money on a product that ends up shrinking or breaking after a couple uses or wears. Be mindful of what’s getting returned to the store and what women say about how product feels or looks. When you are in touch with the product, you’ll have a feel for things as they come in and if they’re worth the money to you.

Worse comes to worse, you buy the bracelet, and since you’re an employee you’re able to return it if you decide you don’t want it, but your life will be easier if you just learn to say no in the first place.

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Maria Bashi

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